Refinancing Options

You can't always enjoy flexible hours-so get a flexible refinance instead.

When considering refinancing, it is important to understand all of the options you have. CitiMortgage offers a variety of flexible refinance programs.

One of the more popular options when refinancing is rolling your closing costs into your loan. Often times, this option allows you to refinance your loan with no, or minimal, cash required at closing.

Another popular option is changing the type of loan you have. Many people that have adjustable rate mortgages (ARM), a mortgage that starts off with a particularly low rate which adjusts to the market after a set period of time, often refinance before their interest rate begins to adjust.

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