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Monthly payment and interest rate stay the same through the life of the loan. |
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Choose from 10, 15, 20, 30 and 40-year terms. |
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Typically lower initial interest rate than a fixed rate mortgage. |
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Rate remains the same for a fixed period then may change periodically. |
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Choice of ARMs with initial fixed rate periods of 10, 7, 5, 3 and 1 year terms and a 6-month term. |
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Interest-only option: pay only the interest on your loan plus any applicable taxes and insurance. |
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To view additional Adjustable Rate Loan benefits and risks, click here. |
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A favorable Construction Lending rate during the construction phase. |
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Single closing. |
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Quality Builder Program monitors every detail of your new home. |
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Building a new home or major remodeling. |
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Seller can contribute up to 6% of sales price. |
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Gifts and down payment assistance accepted. |
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Streamlined refinance. |
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Closing costs can be rolled into the loan. |
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Low or no down payment required. |
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Non-occupant co-borrowers accepted. |
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Flexible credit guidelines. |
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Pay for only what you ever end up using. |
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Option to pay only interest for the first 10 years. |
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Access the cash you need, whenever you may need it. |
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10-year access period. |
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20-year payback term for whatever balance is outstanding. |
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A competitive fixed rate. |
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A fixed payment that we’ll tailor to your situation. |
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A fixed term that will conform to your goals. |
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From 5 to 30-year fully amortized payback terms. |
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