Other Loans and Programs

With a fixed rate loan, you never worry about your interest rate going up and raising your mortgage payment. That means you’re able to budget better.

With a CitiMortgage Fixed Rate loan you can choose from 10, 15, 20, 30 and 40-year terms and enjoy a set interest rate for the life of your loan. Use the chart below to compare fixed loan rates.

Compare Adjustable Rate to Fixed Rate Loans.

An Adjustable Rate Loan or Adjustable Rate Mortgage (ARM) can be your ticket to getting more "house" than you thought you could afford.

With an ARM, you enjoy a lower, fixed interest rate for a set period of time then the rate adjusts based on financial markets for the remainder of the loan term. So, your monthly payments are lower at first, but then, down the road, may increase if interest rates go up. Even though your monthly payment may increase after the fixed period, ARMs do have interest rate caps to limit payment fluctuations regardless of market conditions.

CitiMortgage has a choice of ARMs with initial fixed rate periods of 10, 7, 5, 3 and 1 year terms and a 6 month term. In addition, CitiMortgage also offers an interest-only ARM where you only pay the interest on your loan plus any applicable taxes and insurance. Contact one of our Mortgage Consultants to evaluate your situation and see if an ARM product is right for you.

Citigroup, CitiMortgage's parent company, has long been committed to making the communities in which it operates better. CitiMortgage lives up to this commitment through a variety of community lending programs designed to extend the dream of home ownership to everyone.

Our Pathways to Homeownership program is designed to help people understand the home buying process as well as the responsibilities that come with owning a home.

Fill out our quick online form and one of our Mortgage Consultants will reach out to you. Go »

You work hard to build your career. We work hard to help you build your home.

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